General Contracting Contractors in Bloomington, Minnesota
Licensed Establishments
1,163
U.S. Census Bureau
Peak Season
April through October
Estimate
Avg. Response Time
3-5 business days for initial quotes
Estimate
Common Job Costs
| Service | Cost Range |
|---|---|
| Kitchen remodel | $25,000 – $75,000 |
| Bathroom remodel | $15,000 – $40,000 |
| Home addition | $40,000 – $120,000 |
| Basement finishing | $20,000 – $50,000 |
| Deck construction | $8,000 – $25,000 |
| Whole house renovation | $75,000 – $250,000 |
Licensing Requirements
Licensing Requirements
Minnesota requires a Construction Contractor license for projects over $15,000. Must pass state exam, provide financial statement showing $50,000+ net worth, carry required insurance, and submit to background check. Residential Building Contractor license required for new construction and major renovations. License renewal every 2 years with continuing education requirements.
Permit Requirements
Bloomington requires permits for structural changes, additions, electrical/plumbing work, and projects over $5,000. Submit plans to Building Division, expect 2-3 week review for complex projects. Final inspection required before occupancy.
Inspection Schedule
Foundation inspection before concrete pour, framing inspection before drywall, rough-in inspections for mechanical systems, insulation inspection, and final inspection. Schedule 48 hours in advance through Bloomington Building Division.
Insurance Minimums
General liability minimum $300,000, workers compensation if employing others, surety bond of $15,000 for contractor license. Many projects require $1 million liability coverage.
How to Get Licensed
- 1
Meet financial requirements
Submit financial statement showing minimum $50,000 net worth to Minnesota Department of Labor and Industry
- 2
Obtain required insurance
Secure general liability insurance minimum $300,000 and $15,000 surety bond from approved providers
- 3
Pass state examination
Schedule and pass Minnesota Construction Contractor examination covering building codes, safety, and business practices
- 4
Submit application
Complete license application with fees, insurance certificates, financial documents, and background check authorization
- 5
Receive license approval
Upon approval, receive license certificate valid for 2 years with continuing education required for renewal
About This Market
Bloomington's general contracting market runs hot with steady residential renovation demand from an established homeowner base. Competition is fierce among the state's 1163 licensed establishments, with kitchen and bathroom remodels driving consistent work. Home values averaging $350K+ support premium project budgets, but clients expect quality and timeline adherence. Weather drives seasonal patterns hard. You need a Minnesota Construction Contractor license for anything over $15K, which means passing their exam, proving $50K net worth, and maintaining insurance. Bloomington's building department runs tight ship on permits and inspections. Peak season is April through October when weather cooperates. Winter work exists but limited to interior projects. Response times matter here - get quotes out within a week or lose the job. Established contractors with solid references and proper licensing dominate the market. New operators need time to build reputation and navigate Minnesota's regulatory requirements.
Data Sources:
Frequently Asked Questions
What license do I need for general contracting in Minnesota?▾
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