General Contracting Contractors in Bend, Oregon
Licensed Establishments
2,527
U.S. Census Bureau
Peak Season
April through September - construction season driven by weather and permit volumes
Estimate
Avg. Response Time
3-7 days for initial quotes, longer during peak season
Estimate
Common Job Costs
| Service | Cost Range |
|---|---|
| Kitchen remodel | $25,000 – $75,000 |
| Bathroom remodel | $15,000 – $35,000 |
| Home addition | $150 – $300 |
| Deck construction | $8,000 – $25,000 |
| Basement finish | $20,000 – $50,000 |
| Whole house renovation | $100,000 – $400,000 |
Licensing Requirements
Licensing Requirements
Oregon requires Construction Contractors Board (CCB) license. Must pass business law exam, provide financial statements, carry $20K surety bond. Endorsements available for different specialties. License renewal every 2 years with continuing education requirements.
Permit Requirements
City of Bend requires building permits for most general contracting work. Electrical, plumbing, mechanical permits often required separately. Commercial projects may need additional land use permits.
Inspection Schedule
Typical schedule includes foundation, framing, rough-in (electrical/plumbing), insulation, and final inspections. Bend Building Division conducts inspections within 1-2 business days of request.
Insurance Minimums
Oregon CCB requires minimum $500K personal/property damage liability and $500K completed operations coverage. Workers compensation required if employees present.
How to Get Licensed
- 1
Complete application
Submit CCB application with personal and business information, financial statements, and $290 fee to Oregon Construction Contractors Board.
- 2
Pass business law exam
Schedule and pass the Oregon construction business law exam covering lien law, contracts, and CCB regulations. Study materials available online.
- 3
Obtain surety bond
Purchase $20,000 surety bond from licensed surety company. Bond protects consumers and costs $200-400 annually based on credit score.
- 4
Provide insurance proof
Submit certificates showing minimum $500K liability coverage and workers compensation if applicable. Maintain coverage throughout license period.
- 5
Receive license
Once approved, receive CCB license number. Must be displayed on all advertising, contracts, and business materials. Renew every two years.
About This Market
Bend's general contracting market runs hot with strong residential demand driven by population growth and high property values. Competition is fierce among the established players, with 2527 licensed establishments statewide creating pressure. Remodels and additions dominate the work - new construction happens but permitting and lot availability keep it limited. Material costs hit hard here due to transportation, and labor runs 15-20% above state averages. The construction window is tight - weather shuts down most exterior work November through March. Getting your CCB license is straightforward but the real barrier is bonding and insurance costs. Local inspectors know their stuff and move fast during peak season. Smart contractors line up their permit pipeline in winter and hit the ground running in April. Banking relationships matter here - materials get expensive fast and cash flow timing can kill you. The clients expect high-end finishes and they'll pay for quality, but they also know what things should cost.
Data Sources:
Frequently Asked Questions
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Contractors in Bend
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